ASR Nederland N.V. logo

ASR Nederland N.V.

ASRNL.AS
Financial ServicesAMSNetherlands
57.86EUR-0.08 (-0.14%)

About ASR Nederland

ASR Nederland N.V. provides insurance, pension, mortgage, and asset management services for consumers, entrepreneurs, and employers in the Netherlands.

It operates through five segments:

  • Non-Life Insurance:
    Offers individual and group disability insurance, sickness leave coverage, property and casualty products (including motor, fire, liability, legal aid, travel, recreation, pet, and transport insurance), and basic and supplementary health insurance.

  • Life Insurance:
    Provides pension products, individual term life insurance, and funeral capital insurance.

  • Asset Management:
    Delivers asset management services including corporate and government bonds, equities, and mortgages. Manages bespoke investment strategies and sector-specific non-listed real estate funds in retail, residential, office, science park, and rural properties. Also invests in renewable energy assets (e.g., wind farms, solar parks, estates).

  • Mortgages:
    Active in the residential mortgage market under the a.s.r. and Aegon brands, with specialized offerings for first-time buyers, sustainable home financing, and senior citizens.

  • Distribution and Services:
    Provides customer and intermediary support, along with other distribution-related services.

Products are sold under the a.s.r., Aegon, Loyalis, TKP, and wijzeringeldzaken brands.

The company was formerly known as Fortis Verzekeringen Nederland N.V. and adopted its current name in October 2008.

Founded in 1720, ASR Nederland N.V. is headquartered in Utrecht, the Netherlands.

ASR Nederland's Business Strategy

ASR Nederland operates as a leading Dutch insurance company with a distinctive focus on the domestic market, where it holds strong positions across non-life insurance, life insurance, and disability coverage. The company's concentrated geographic strategy differs markedly from pan-European peers, allowing ASR to develop deep…

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Our Take on ASR Nederland

Pros:

Top-Tier Dutch Multi-Line Insurer: ASR is one of the largest insurance groups in the Netherlands, offering a broad range of life, non-life (P&C), disability, health insurance, and pension products. Its local scale and strong brand recognition give it a competitive edge in a…

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Company Details

Exchange
AMS
Country
Netherlands
Sector
Financial Services
Industry
Insurance - Diversified
CEO
Jos Baeten
Employees
4,294
IPO Date
2016-06-10
ISIN
NL0011872643
Website
asrnl.com

Key Metrics

Market Cap
11.96BEUR
P/E Ratio (TTM)
20.62
Net Profit Margin
3.15%
Debt / Asset Ratio
0.07
Dividend Yield (TTM)
5.57%
Volume
220,875
Avg Volume
352,174
Shares Outstanding
208.90M
Free Float
97.76%
β Beta
0.54
52W Range
46.0 - 63.6

Fundamental Analysis

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Section Scores

Profitability
2.5/5Weak
Liquidity
1.0/5Poor
Leverage
4.0/5Good
Cash Flow
5.0/5Excellent
Valuation
4.1/5Good

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