Mastercard Incorporated logo

Mastercard Incorporated

MA
Financial ServicesNYSEUnited States
494.34USD-6.04 (-1.21%)

About Mastercard

Mastercard Incorporated is a technology company providing transaction processing and other payment-related products and services internationally.

The company's core activities include:

  • Payment Transaction Processing: Mastercard facilitates authorization, clearing, and settlement of payment transactions, ensuring seamless financial exchanges.

  • Integrated Products & Value-Added Services: The company provides a range of services for account holders, merchants, financial institutions, businesses, governments, and other organizations. This includes credit programs for deferred payments, prepaid programs, commercial payment solutions, and access to funds in deposit accounts.

  • Cyber & Intelligence Solutions: Offers products designed to secure transactions and provide actionable insights through the principled use of consumer and merchant data services.

  • Analytics & Consulting Services: Mastercard offers analytics, consulting, loyalty programs, managed services, and e-commerce solutions, including payment gateway services for online merchants.

  • Open Banking & Digital Identity: The company is also involved in providing open banking solutions and digital identity services to enhance the financial ecosystem's security and efficiency.

Mastercard's services are marketed under the MasterCard, Maestro, and Cirrus brands, reflecting its wide-reaching influence in the payment solutions sector.

Founded in 1966, Mastercard Incorporated is headquartered in Purchase, New York, and continues to innovate at the intersection of technology and finance to facilitate global commerce.

Mastercard's Business Strategy

Mastercard operates a global payments network that connects consumers, financial institutions, merchants, governments, and businesses in over 210 countries. Like Visa, Mastercard does not issue cards, offer credit, or take on credit risk. Instead, it provides the infrastructure and technology that allow banks and fintechs…

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Our Take on Mastercard

Pros:

Historical Growth Advantage: Mastercard's historical performance has shown higher growth rates compared to Visa, which could continue due to its relatively smaller size and market share dynamics.

Significant Growth Potential: The global shift from cash to electronic payments presents a vast growth opportunity…

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Company Details

Exchange
NYSE
Country
United States
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Michael Miebach
Employees
35,300
IPO Date
2006-05-25
ISIN
US57636Q1040
Website
mastercard.com

Key Metrics

Market Cap
441.17BUSD
P/E Ratio (TTM)
29.99
Net Profit Margin
45.65%
Debt / Asset Ratio
0.35
Dividend Yield (TTM)
0.63%
Volume
272,171
Avg Volume
3.20M
Shares Outstanding
893.44M
Free Float
99.18%
β Beta
0.82
52W Range
465.6 - 601.8

Fundamental Analysis

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Section Scores

Profitability
5.0/5Excellent
Liquidity
3.3/5Average
Leverage
2.0/5Weak
Cash Flow
3.0/5Average
Valuation
3.7/5Good

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