Introduction

Welcome to Finplify SA.

These terms and conditions outline the rules and regulations for the use of Finplify SA website and services. By accessing this website and using our services, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use our website or services.

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Acceptance of Terms

By accessing and using our website or services, you confirm that you accept these Terms and our Privacy Policy and that you agree to comply with them.

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Services Provided

Finplify SA specializes in data science solutions, including but not limited to AI model development, machine learning, data analysis, and decision support systems. We offer a wide range of AI-driven services tailored to meet the needs of various industries.

In particular, Finplify provides AI-driven financial intelligence solutions, including but not limited to:

• Financial data analysis
• Financial modeling
• Risk assessment
• Investment strategy development
• Software development and deployment
• Custom financial solutions

The services are provided on an "as is" and "as available" basis without any warranties of any kind.

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User Obligations

• Eligibility: Users must be at least 18 years old or have the consent of a parent or guardian.
• Registration: Users must provide accurate and complete information when registering for our services.
• Account Security: Users must keep their account information confidential and notify us immediately of any unauthorized use of their account.
• Compliance: Users must comply with all applicable laws and regulations when using our services.
• Prohibited Actions: Users must not use our services for any illegal or unauthorized purpose, including but not limited to:some text
  • Violating any intellectual property rights
  • Spreading malware or other harmful software
  • Engaging in fraudulent activities

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Intellectual Property

All content on the Finplify SA website, including text, graphics, logos, images, and software, is the property of Finplify SA or its content suppliers and is protected by international copyright laws. Unauthorized use of any content is strictly prohibited.

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License

Finplify SA grants users a limited, non-exclusive, non-transferable license to access and use our services for personal or internal business purposes. This license does not include any rights to:

• Modify or create derivative works based on the services
• Resell or commercially exploit the services
• Reverse engineer any part of the services

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Payment Terms

• Fees: Users agree to pay all fees and charges associated with the use of our services as described on our website or in a separate agreement.
• Billing: Payment terms, including billing cycles and methods, will be specified at the time of purchase or subscription.
• Late Payments: Late payments may incur additional charges, and we reserve the right to suspend or terminate access to the services for non-payment.

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Confidentiality

Both parties agree to keep all confidential information exchanged during the course of their relationship confidential and not to disclose it to any third party without prior written consent, except as required by law.

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Data Protection & Privacy

Finplify SA is committed to protecting your privacy. Our Privacy Policy, which explains how we collect, use, and protect your personal data, is incorporated into these terms by reference. By using our services, you agree to the terms of our Privacy Policy.

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Warranties and Disclaimers

• No Warranty: Finplify SA provides the services "as is" without any warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
• No Guarantee of Results: Finplify SA does not guarantee any specific results from the use of our services.
• Third-Party Content: Finplify SA is not responsible for the accuracy, reliability, or legality of any third-party content accessible through our services.

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Limitation of Liability

To the maximum extent permitted by law, Finplify SA will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with the use of our services or the inability to use our services.

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Indemnification

Users agree to indemnify, defend, and hold harmless Finplify SA, its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses arising out of or in any way connected with their use of the services, violation of these terms, or infringement of any intellectual property or other rights of any person or entity.

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Termination

• Termination by User: Users may terminate their account at any time by providing written notice to Finplify SA.
• Termination by Finplify SA: Finplify SA reserves the right to terminate or suspend access to the services, without prior notice or liability, for any reason, including but not limited to breach of these terms.

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Governing Law and Dispute Resolution

These terms and conditions are governed by and construed in accordance with the laws of Switzerland. Any disputes arising out of or in connection with these terms and conditions will be subject to the exclusive jurisdiction of the courts of Geneva, Switzerland.

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Change to Terms

Finplify SA reserves the right to change these terms and conditions at any time. Any changes will be posted on this page and will be effective immediately upon posting. Your continued use of the website and services after any such changes constitutes your acceptance of the new terms and conditions.

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Contact Us

If you have any questions about these terms and conditions, please contact us:

Website: www.finplify.com

Email: contact@finplify.com

Phone: +41 77 427 60 99 / / +41 76 461 13 45

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Company Information

Finplify SA
Business ID: CHE-230.898.850
Registered Office:
Finplify SA
20, Chemin de Grouet
1233 Bernex (Geneva)
Switzerland

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

Introduction

Finplify SA ("we," "us," "our") is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.finplify.com and its related domains, use our services, or engage with us in any other way. Please read this Privacy Policy carefully. By accessing or using our website and services, you agree to the collection and use of information in accordance with this policy.

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Information Collection and Use

We may collect and process the following types of information about you:

Personal Data

• Identification Information: Name, email address, phone number, postal address, and other similar contact information.
• Account Information: Username, password, and other security-related information.
• Payment Information: Credit card details, bank account numbers, and other payment-related information.

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Technical Data

• Log Data: IP address, browser type, version, and language, operating system, referral URLs, access times, and any other data automatically collected during your interaction with our website.
• Cookies and Similar Technologies: Data collected through cookies and other tracking technologies, including preferences and browsing behavior.

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Usage Data

• Information on how you use our website and services, including the pages and features you access.

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Communication Data

• Records of correspondence between you and us, including email communications, chat logs, and phone call recordings.

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How we use your information

We use the information we collect for the following purposes:

• Provision of Services: To provide, operate, maintain, and improve our website and services.
• Account Management: To manage user accounts, provide customer support, and send administrative information.
• Personalization: To personalize your experience on our website and deliver content and product offerings relevant to your interests.
• Marketing and Advertising: To send promotional materials, including newsletters, advertisements, and other information about our services that may be of interest to you.
• Analytics and Improvements: To monitor and analyze usage patterns and trends, and to improve our website and services.
• Compliance: To comply with legal obligations, enforce our terms and conditions, and protect our rights, privacy, safety, and property, and that of our users and others.

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Legal basis for Processing

We process your personal data on the following legal bases:

• Consent: Where you have given explicit consent for processing your personal data for one or more specific purposes.
• Contract: Where processing is necessary for the performance of a contract to which you are a party or to take steps at your request before entering into a contract.
• Legal Obligation: Where processing is necessary for compliance with a legal obligation to which we are subject.
• Legitimate Interests: Where processing is necessary for the purposes of the legitimate interests pursued by us or a third party, except where such interests are overridden by your interests or fundamental rights and freedoms.

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Cookies an Tracking Technologies

We may use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.

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Types of Cookies We May Use

• Essential Cookies: These cookies are necessary for the website to function and cannot be switched off in our systems.
• Performance Cookies: These cookies collect information about how visitors use our website, such as which pages are visited most often, and if they receive error messages from web pages. These cookies do not collect information that identifies a visitor.
• Functional Cookies: These cookies allow the website to remember choices you make (such as your user name, language, or the region you are in) and provide enhanced, more personalized features.
• Targeting Cookies: These cookies are used to deliver advertisements more relevant to you and your interests. They are also used to limit the number of times you see an advertisement and to help measure the effectiveness of advertising campaigns.

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How We Share Your Information

We may share your information with third parties in the following circumstances:

• Service Providers: We may share your information with third-party vendors, service providers, contractors, or agents who perform services on our behalf and require access to such information to do that work.
• Affiliates: We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy.
• Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• Legal Obligations: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).
• Protection of Rights: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our terms and conditions, suspected fraud, situations involving potential threats to the safety of any person, illegal activities, or as evidence in litigation in which we are involved.

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Data Security

We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, use, alteration, and destruction. However, please be aware that no method of transmission over the Internet, or method of electronic storage, is 100% secure and we cannot guarantee the absolute security of your data.

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Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected or to comply with legal, regulatory, or internal policy requirements. When we no longer need to use your personal data, we will remove it from our systems and records or take steps to anonymize it so that you can no longer be identified from it.

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Your Data Protection Rights

Depending on your location, you may have the following data protection rights:

• Access: You have the right to request copies of your personal data.
• Rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
• Erasure: You have the right to request that we erase your personal data, under certain conditions.
• Restriction of Processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
• Object to Processing: You have the right to object to our processing of your personal data, under certain conditions.
• Data Portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at our provided contact information.

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Children's Privacy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

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Contact Us

If you have any questions about these terms and conditions, please contact us at:

Website: www.finplify.com

Email: contact@finplify.com

Phone: +41 77 427 60 99 / +41 76 461 13 45